The three phases of retirement
Many of us see retirement as one chapter in our lives where we can enjoy what we have worked hard for in our younger years. In reality, retirees experience different phases throughout their retirement years; the early (active) phase, middle (passive) phase and late...
2021 Federal Budget: What you need to know
In May, Treasurer Josh Frydenberg delivered the 2021-22 Federal Budget. The Government’s policy priorities were announced with a focus on securing Australia’s recovery from the COVID-19 pandemic. The key themes included creating jobs, guaranteeing the essential...
It’s never too soon to start thinking about retirement
The earlier you start thinking about your future, the easier it will be to make your retirement dreams a reality. It’s all about understanding the type of lifestyle that you want to have during your retirement years and how to be strategic about planning for the...
3 reasons why you need a Financial Planner
We live in a complex financial world. Having the right team of experts to support you in making smart decisions is key to building a secure and successful financial future. The team at APS Financial Planning have helped thousands of Australians create successful...
