Your money, made simple

APS Benefits Group is an Australian nonprofit that offers simple financial services to help you stay on top of your money

Borrow money

Top up a loan

Become a member

Find the right APS loan for you

Select a loan to see rates and details

Personal Loan APS Benefits

Personal loans

Fast approval for up to $40,000

Car loan APS Benefits

Car loans

Borrow the total for a new car

Special Purpose Loan

Special purpose

Up to $60,000 for larger expenses

home loans APS

Home loans

Get a loan when the banks say no

Earn more for your savings

Get flexible withdrawl options and no fees in an APS Term Investment. Popular rates include:

for 24 months

for 12 months

Why APS Benefits Group?

We’re owned by members

Our profits are returned to members as bonuses

We hear you

Local phone support means you can get help fast

We reward members

Longstanding members can access additional benefits

Become a member

Members are entitled to apply for any APS loan or service, receive a funeral benefit and share in our profits.

The world we live in is changing

But our commitment to you and your family never will

APS Benefits member review

Your professionalism was impeccable, not only in your understanding of the law, but explaining in simple words that we could understand.


APS Benefits member review
Customer testimonial

Absolutely amazing service and friendly staff willing to answer any questions you need. Would highly recommend. 


APS Benefits members
Customer testimonial

I am pleased to say their service is not only professional but also caring, courteous and always handled promptly and successfully.


APS Benefits members

In the community

Help us raise donations for children with cerebral palsy

Funds will go to support the Cerebral Palsy Education Centre to support children who suffer from cerebral palsy.


Personal Loan APS Benefits

News and insights

FREE E-BOOKEverything you need to know about making a Will

This free e-book will step you through the process of making a Will and answer all of your questions along the way!

Welcome to the new APS Benefits website

We would love your feedback in a quick survey