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COVID-19: How we’re responding
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Savings
Earn up to 4.00% in an APS term investment
Use a term investment to earn more for your savings, with flexible withdrawl options and no fees
Current rates
Earn 4.00% p.a in a 24 month term investment
Earn 3.75% p.a in a 12 month term investment
Earn 3.50% p.a in a 6 month term investment
Earn 3.25% p.a in a 31 Day Notice of Withdrawal account
A nonprofit with a difference
We’re owned by members
Our profits are returned to members as bonuses
We hear you
Local phone support means you can get help fast
We reward members
Longstanding members can access additional benefits
We support the community
APS sponsors the Cerebral Palsy Education Centre
Become a member today
All members receive a funeral benefit and share in our profits
Share in our profits
Our annual surplus is generally returned to members as a bonus on top of their funeral benefit
Get a loan when you need one
Some loans are reserved for members. If you’re already a member, enjoy fast loan approvals
Get a guaranteed funeral benefit
No medical checks required. Just piece of mind for your family knowing your funeral is taken care of
The world we live in is changing
But our commitment to you and your family never will
Your professionalism was impeccable, not only in your understanding of the law, but explaining in simple words that we could understand and make decisions on.
Janet
I’m very satisfied with this service. And what I find attractive is that I will never have to deal with a Big Four bank ever again. Thank you, APS.
Member
Absolutely amazing service and friendly staff willing to answer any questions you need. Would highly recommend for multiple reasons, loans, funeral cover, savings accounts etc. Also love that they remember who you are and you’re not just another person.
Arielle
I have engaged APS on various legal and financial matters, and I am pleased to say their service is not only professional but also caring, courteous and always handled promptly and successfully. Thanks APS. Look forward to many years of service
Kerry
In the community
Help us raise $5000 for children with cerebral palsy
Funds will go to support the Cerebral Palsy Education Centre to build a bike track for children who suffer from cerebal palsy.
News and insights
3 advantages of using a Mortgage Broker
Finding the right lender can be overwhelming with an abundance of providers...
Plan for the future with the ‘three-bucket approach’
When planning for retirement, it is important to consider mitigating risk as well as providing for your desired retirement lifestyle. Several strategies can be used but one popular approach to consider is the ‘three-bucket approach’ to retirement planning.
Access financial and legal advice with APS
Did you know that all APS members have access to financial and legal advice through...