Find the right APS loan for you
Select a loan to see rates and details
Personal loans
Fast approval for up to $40,000
Car loans
Borrow the total for a new car
Special purpose
Up to $60,000 for larger expenses
Home loans
Get a loan when the banks say no
Earn more for your savings
Get flexible withdrawl options and no fees in an APS Term Investment. Popular rates include:
4.0%
Per annum for 24 months
3.75%
Per annum for 12 months
More APS services
A nonprofit with a difference
We’re owned by members
Our profits are returned to members as bonuses
We hear you
Local phone support means you can get help fast
We reward members
Longstanding members can access additional benefits
We support the community
APS sponsors the Cerebral Palsy Education Centre
Become a member today
Becoming a member entitles you to apply for any APS loan and services. All members receive a funeral benefit and share in our profits.
The world we live in is changing
But our commitment to you and your family never will
Your professionalism was impeccable, not only in your understanding of the law, but explaining in simple words that we could understand.
Janet
Absolutely amazing service and friendly staff willing to answer any questions you need. Would highly recommend.
Arielle
I am pleased to say their service is not only professional but also caring, courteous and always handled promptly and successfully.
Kerry
In the community
Help us raise $5000 for children with cerebral palsy
Funds will go to support the Cerebral Palsy Education Centre to build a bike track for children who suffer from cerebal palsy.
News and insights
Split your funeral benefit (for a limited time only!)
For a limited time only, APS members and either their spouse/partner or sibling may...
Introducing our NEW low interest personal loan
We are delighted to be offering a new low-interest personal loan product with an...
3 reasons why Australians avoid making Wills
Have you thought about what really happens to your assets when you pass away without...