Find the right APS loan for you
Select a loan to see rates and details

Personal loans
Fast approval for up to $15,000

Car loans
Borrow the total for a new car

Special purpose
Up to $60,000 for larger expenses

Home loans
Get a loan when the banks say no
APS Savings
APS term investments can help you earn more for your savings, with flexible withdrawl options and no fees
4.00% p.a
24 months
3.75% p.a
12 months
3.50% p.a
6 months
3.25% p.a
31 Days (NOW)
More APS services
Tax & Accounting
Retirement & Super
Legal Services
Finance & Wealth
A nonprofit with a difference
We’re owned by members
Our profits are returned to members as bonuses
We hear you
Local phone support means you can get help fast
We reward members
Longstanding members can access additional benefits
We support the community
APS sponsors the Cerebral Palsy Education Centre
Become a member today
All members receive a funeral benefit and share in our profits
Share in our profits
Our annual surplus is generally returned to members as a bonus on top of their funeral benefit
Get a guaranteed funeral benefit
No medical checks required. Just piece of mind for your family knowing your funeral is taken care of
Get a loan when you need one
Some loans are reserved for members. If you’re already a member, enjoy fast loan approvals
The world we live in is changing
But our commitment to you and your family never will

Your professionalism was impeccable, not only in your understanding of the law, but explaining in simple words that we could understand.
Janet


Absolutely amazing service and friendly staff willing to answer any questions you need. Would highly recommend.Â
Arielle


I am pleased to say their service is not only professional but also caring, courteous and always handled promptly and successfully.
Kerry

In the community

Help us raise $5000 for children with cerebral palsy
Funds will go to support the Cerebral Palsy Education Centre to build a bike track for children who suffer from cerebal palsy.
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