The information provided on this website is of a general nature only. It has been prepared by the APS Benefits Group without taking into account your personal objectives, financial situation or needs. You should assess your own financial situation, read the relevant product disclosure statements, and consider obtaining independent financial advice before making any investment decisions based on this information.

The information contained on this web site is subject to change without notice.

The APS Benefits Group has endeavoured to ensure that all the information on this web site is correct at the time of publication but neither the APS Benefits Group nor any of its subsidiaries or employees makes any warranty with respect to the accuracy of the information on the web site.

To the extent allowed by law, neither the APS Benefits Group nor any of its subsidiaries or employees will be liable for any errors or omissions in the contents of the web site, including errors or omissions due to negligence.

*APS Savings Disclaimer. This is not a bank product, it is an unlisted term investment. No independent assessment has been made about the risk to investors losing any of their principal investment. Applications can only be made on the Investment Application Form which accompanies the prospectus issued by APS Savings Ltd. Please read the prospectus carefully before deciding whether to make an investment.