Secure up to $150K fast with APS Caveat Loans
Anyone can apply for a Caveat Loan, not just existing members.
When you need funds quickly, there’s nothing worse than having to go through the long, painful process of bank applications and financial approvals. At APS Benefits, we focus on ways of approving rather than declining.
We will make the application process as seamless as possible with low interest rates that you won’t find elsewhere. After a one off $300 application fee, your loan can be approved within 24-hours and funded shortly afterwards. You will never have to worry about monthly fees or increasing interest rates again.
1. Choose an amount you might want to borrow, up to $150,000
2. Add the interest rate (from 9.90% p.a.)
3. Add loan duration, up to 120 months (10 years)
Rob and Anna secured $150K in 24 hours with APS Caveat Loans
Robert and Anna have a home in Berwick (Victoria) valued at $900K, with a mortgage of $570K. They recently required $150K to renovate their property to urgently accommodate an elderly parent.
They chose not to apply to their bank due to the slow application process. Instead, Robert and his partner sought an APS Caveat Loan which was approved within 24 hours and funded shortly after. With a competitive interest rate and a one-off application fee, they took the loan over a ten-year term knowing that they can always pay it off earlier with no early repayment fee.
“I joined in 2003 and APS Benefits Group has been a life saver at times. Not only peace of mind with their funeral cover, but financial advice and loans to help in an emergency. I can’t rate them highly enough”
“I have been a member for more than 20 years and through the years I cannot fault the service. For me my preference will be to support APS Benefits rather than any of the big banks and I will remain a satisfied member”
How much can I borrow?
Do I need to be a member of the APS Benefits Group to apply for for an APS Caveat Loan?
What interest rate will I be charged?
The rate is subject to the amount of equity remaining on the property, commencing from 9.90% p.a.
Are there any application fees, exit fees or similar charges?
How long will it take to obtain approval of an APS Caveat Loan?
Are there any restrictions on the purpose of the loan?
Do I need to be a property owner?
What property types are accepted as security?
Can I top up the loan?
I have other loans with APS. Am I still eligible for a Caveat Loan?
I have defaults on my credit file. Can I still apply?
What is the advantage of a Caveat Loan over a second mortgage?
Comparison rate schedule
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