Finance and


Achieve wealth and security on your terms with the help of APS financial services

Select a service to learn more

financial planning

Financial Planning

Specialist support and a proven framework for a more secure financial future

Managed funds

Managed funds

Asset and wealth creation strategies for confident investors with over $250,000 in super

redraw your loan

Life Insurance 

Access over $1 million paid to your loved ones with access to cover in emergencies

transition to retirement

Transition to Retirement

Access some of your super while you are working – and save on tax in the process

transition to retirement

Income protection 

Income protection insurance pays part of your income if you’re unable to work

family using financial services

Build financial knowledge

Our Financial Knowledge Centre contains easy to understand information, videos, calculators and quizzes to build your money confidence

Meet our specialists

Timothy Foster

Timothy is a Certified Financial Planner, Life Risk Specialist, a member of the Financial Planning Association and holds an Advanced Diploma in Financial Planning. Timothy has more than 25 years’ experience within superannuation (especially Public Service superannuation), banking, accounting and financial planning organisations (both in Australia and overseas). His ability to explain complicated strategies and finances in a clear, simple and understandable manner, places him in high demand to speak at seminars and conferences throughout Australia.

 Timothy Foster's qualifications include Certified Financial Planning (CFP), Life Risk Specialist (LRS) & Advanced Diploma of Financial Services (Financial Planning).

Paul Hatzigeorgiadis

APS Financial Planning is proud to introduce our new Financial Planner, Paul Hatzigeorgiadis. Paul has over 25 years’ experience in the financial services sector, commencing his career in 1996. Throughout this time Paul has seen how his quality advice helps people to get through tough times and enjoy the good times.

Over Paul’s history, he has provided advice to an extensive range of clients, ensuring he understands their individual needs and future goals.

Talk with Paul for an appointment today on (03) 9322 2000, 1300 131 809 or email paul.h@apsfinplan.com.au.