Financial Planning
With APS Financial Planning, leverage a proven framework for success
I want to…

Save more, invest smarter and build wealth on your terms with APS Financial Planning
Avoid money mistakes
We’ve seen it all so you can sidestep dodgy advice
Plan for success
Build a financial plan with measurable outcomes
Clarify your goals
Set a personal or financial goal and be confident about the future
Stress less
Worried about money? Let’s take the stress out of finance
Our promise
Owned by our members
No investment commissions
Client focused
How it works:
Share your goals
Meet with our advisors and we can discuss your goals, as well as the tools available to you
Create a financial plan
Our advisors will help create a plan that will meet your personal and financial goals
Stay on target
Manage the progress towards your financial goals and any hurdles along the way
Hear from our members

I found out more in two hours with you than in four years with my previous financial adviser.
Member
APS Benefits Member


Not only have I saved thousands in tax, but I now understand where I am going financially. Thank you so much.
Member
APS Benefits Member

Tailored to suit your personal needs
Investments
Superannuation
Retirement Planning
Savings Plans
Life Insurance
Income Protection
Meet our specialists

Timothy Foster
Timothy is a Certified Financial Planner, Life Risk Specialist, a member of the Financial Planning Association and holds an Advanced Diploma in Financial Planning. Timothy has more than 25 years’ experience within superannuation (especially Public Service superannuation), banking, accounting and financial planning organisations (both in Australia and overseas). His ability to explain complicated strategies and finances in a clear, simple and understandable manner, places him in high demand to speak at seminars and conferences throughout Australia.
Timothy Foster's qualifications include Certified Financial Planning (CFP), Life Risk Specialist (LRS) & Advanced Diploma of Financial Services (Financial Planning). View Timothy Foster's Financial Services Guide (FSG)

Paul Hatzigeorgiadis
APS Financial Planning is proud to introduce our new Financial Planner, Paul Hatzigeorgiadis. Paul has over 25 years’ experience in the financial services sector, commencing his career in 1996. Throughout this time Paul has seen how his quality advice helps people to get through tough times and enjoy the good times.
Over Paul’s history, he has provided advice to an extensive range of clients, ensuring he understands their individual needs and future goals.
View Paul Hatzigeorgiadis's Financial Services Guide (FSG).
Talk with Paul for an appointment today on (03) 9322 2000, 1300 131 809 or email paul.h@apsfinplan.com.au.
Want to build your financial knowledge?
Our Financial Knowledge Centre contains easy to understand information, videos, calculators and quizzes to help you stay on top of your money
We’re here to help
Write to us
Phone
1300 131 809
8:30am to 5:00pm
Send us an email at
info@apsbenefitsgroup.com.au
Drop in
440 William Street, West Melbourne VIC 3003, Australia
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Financial planning services are provided by APS Financial Planning Pty Ltd. APS Financial Planning Pty Ltd and its Advisers are authorised representatives of Fortnum Private Wealth Ltd – ABN 54 139 889 535. AFSL 357306.