Reduce your overall tax
Money in super is only taxed at 15 per cent, which may be lower than your personal tax rate.
Get a tax free pension
When you are ready to retire, your super can be paid to you as a tax-free pension.
Meet our specialists
Timothy is a Certified Financial Planner, Life Risk Specialist, a member of the Financial Planning Association and holds an Advanced Diploma in Financial Planning. Timothy has more than 25 years’ experience within superannuation (especially Public Service superannuation), banking, accounting and financial planning organisations (both in Australia and overseas). His ability to explain complicated strategies and finances in a clear, simple and understandable manner, places him in high demand to speak at seminars and conferences throughout Australia.
Timothy Foster's qualifications include Certified Financial Planning (CFP), Life Risk Specialist (LRS) & Advanced Diploma of Financial Services (Financial Planning).
APS Financial Planning is proud to introduce our new Financial Planner, Paul Hatzigeorgiadis. Paul has over 25 years’ experience in the financial services sector, commencing his career in 1996. Throughout this time Paul has seen how his quality advice helps people to get through tough times and enjoy the good times.
Over Paul’s history, he has provided advice to an extensive range of clients, ensuring he understands their individual needs and future goals.
Talk with Paul for an appointment today on (03) 9322 2000, 1300 131 809 or email firstname.lastname@example.org.
Financial services guide
Timothy Foster and Paul Hatzigeorgiadis • PDF • 331KB
We’re here to help
Write to us
1300 131 809
8:30am to 5:00pm
440 William Street, West Melbourne VIC 3003
Financial planning services are provided by APS Financial Planning Pty Ltd. APS Financial Planning Pty Ltd and its Advisers are authorised representatives of Fortnum Private Wealth Ltd – ABN 54 139 889 535. AFSL 357306.