by APS Benefits | Nov 7, 2021 | Financial Planning
Have you thought about super contributions? When looking at investments, superannuation is widely considered to be one of the most tax-effective for accumulating wealth and funding long term financial needs. Your regular superannuation guarantee is a key foundation...
by APS Benefits | Oct 31, 2021 | Home Finance
Owning a home comes with a significant financial commitment and one that can become stressful if the money coming in isn’t enough to cover repayments and other outgoings. If you’re spending more than 30% of your before-tax income on your mortgage repayments, you’re...
by APS Benefits | Oct 4, 2021 | Wills
Ready to update your Will? Often it takes a major life event to prompt someone to create or update their Will. We recommend that you consider regularly updating your Will as you go through major milestones in life such as having a child, purchasing property, getting...
by APS Benefits | Oct 4, 2021 | Loans
First home buyers often struggle to save for the deposit needed to buy their first property, but a parent or relative may be able to help by becoming guarantor of the loan. The guarantor is legally responsible for paying the other person’s debts if the debtor...
by APS Benefits | Oct 4, 2021 | Tax Accounting
There are so many benefits to having a Self Managed Super Fund (SMSF) with one of the primary benefits being greater control. When you become an SMSF trustee, you are in control of how you run the fund and where you invest your money. More control over costs As a...
