by APS Benefits | Oct 31, 2021 | Home Finance
Owning a home comes with a significant financial commitment and one that can become stressful if the money coming in isn’t enough to cover repayments and other outgoings. If you’re spending more than 30% of your before-tax income on your mortgage repayments, you’re...
by APS Benefits | Oct 4, 2021 | Wills
Ready to update your Will? Often it takes a major life event to prompt someone to create or update their Will. We recommend that you consider regularly updating your Will as you go through major milestones in life such as having a child, purchasing property, getting...
by APS Benefits | Oct 4, 2021 | Loans
First home buyers often struggle to save for the deposit needed to buy their first property, but a parent or relative may be able to help by becoming guarantor of the loan. The guarantor is legally responsible for paying the other person’s debts if the debtor...
by APS Benefits | Oct 4, 2021 | Tax Accounting
There are so many benefits to having a Self Managed Super Fund (SMSF) with one of the primary benefits being greater control. When you become an SMSF trustee, you are in control of how you run the fund and where you invest your money. More control over costs As a...
by APS Benefits | Oct 4, 2021 | Saving
Today we are sharing some useful saving tips to help you navigate your next chapter. If you were fortunate enough to maintain work stability in 2021, you may have noticed a boost in your savings as a result of reduced opportunities to spend your money across all...
