Interest rates are on the rise! You may not be feeling it yet, but with further increases expected, you may need to start making some changes now that will protect your future finances. Although we can’t say for sure what the future holds for interest rates, ANZ...
According to Domain, it takes a young couple on an average income, eight years and one month of saving to reach a 20 per cent deposit for a Sydney house worth $900K. In Melbourne, it takes six and a half years on average and nearly five years in Brisbane. With...
Who is a Mortgage Broker? A Mortgage Broker helps you in the process of financing your loan. They work with lenders to find the right home loan to suit your needs. Generally, a Mortgage Broker will start by sitting down with you to learn about your goals and...
Written by APS Manager of Home Finance, Tony Calder. Everyone is asking about predictions for the property market in 2022! House prices have grown 22 per cent in the past year, although growth has slowed in recent months. Hobart was the fastest-growing capital city in...
In Australia, we are surrounded by $1 million property sales, especially in our booming metro cities. The median national property price in Australia is $550K but if you’re hoping to live inner city, you’re most likely surrounded by six-figure sales. In Melbourne, 10...
Owning a home comes with a significant financial commitment and one that can become stressful if the money coming in isn’t enough to cover repayments and other outgoings. If you’re spending more than 30% of your before-tax income on your mortgage repayments, you’re...
