Who is a Mortgage Broker? A Mortgage Broker helps you in the process of financing your loan. They work with lenders to find the right home loan to suit your needs. Generally, a Mortgage Broker will start by sitting down with you to learn about your goals and...
Written by APS Manager of Home Finance, Tony Calder. Everyone is asking about predictions for the property market in 2022! House prices have grown 22 per cent in the past year, although growth has slowed in recent months. Hobart was the fastest-growing capital city in...
In Australia, we are surrounded by $1 million property sales, especially in our booming metro cities. The median national property price in Australia is $550K but if you’re hoping to live inner city, you’re most likely surrounded by six-figure sales. In Melbourne, 10...
Owning a home comes with a significant financial commitment and one that can become stressful if the money coming in isn’t enough to cover repayments and other outgoings. If you’re spending more than 30% of your before-tax income on your mortgage repayments, you’re...
Have you thought about refinancing? By refinancing your home loan and securing a lower interest rate, you could save thousands. However, a recent survey by Compare Club has found that 57% of respondents who have owned a property for more than five years haven’t...
The Australian Tax Office (ATO) recently published some advice to help beginners navigate tax time. It can be a daunting process for first-time taxpayers, but the process can be quick and easy by being prepared. Check whether you need to lodge a tax return Generally,...
