by APS Benefits | Feb 12, 2024 | Home Finance
The challenges in the Australian housing market have created a complex landscape for both renters and potential homebuyers in 2024. Rising property prices, reduced borrowing power, and increased deposit requirements are making the dream of homeownership seem...
by APS Benefits | Nov 22, 2023 | Home Finance
Do you have a fixed rate mortgage? In the not-so-distant past, fixed mortgage rates plummeted to levels that hadn’t been witnessed in decades. Borrowers rejoiced as they gained access to interest rates hovering around the astonishing 2 per cent mark or even...
by APS Benefits | Sep 14, 2023 | Financial Planning
It’s easy to ignore your HECS debt knowing that the government doesn’t charge interest and repayments only start when you pass a certain income threshold. However, many young Aussies are unaware that their HECS debt is still indexed annually in line with inflation,...
by APS Benefits | Apr 3, 2023 | Financial Wellbeing
The cost of living crisis is becoming a major concern for many Australians, leading to a surge in personal debt levels. As Interest rates remain high and rental availability remains low, more and more people are struggling to make ends meet. Energy costs are also set...
by APS Benefits | Dec 3, 2022 | Home Finance
You’re not alone if you are feeling anxious at the moment, watching mortgage repayments go up months on end. Negotiating a lower home loan rate either with your current lender or with another lender could potentially save you hundreds or even thousands when it comes...
