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The 50/30/20 budgeting rule explained

The 50/30/20 budgeting rule explained

Budgeting is an important foundation block for building and maintaining wealth. Completing a budget will give you a snapshot overview of your personal finances and help you to understand more about your inflows and outflows. This is especially important if your income...
Your line of credit loan: everything you need to know

Your line of credit loan: everything you need to know

Your APS Personal Loan is essentially a line of credit loan. This gives you the ability to redraw up to the approved amount of the loan should you come across any unexpected costs. At APS Benefits, we call this ‘topping up’ your loan. For example, If you are approved...
Features and benefits of a Special Purpose Loan

Features and benefits of a Special Purpose Loan

You can borrow more with a Special Purpose Loan The main benefit of a Special Purpose Loan is that you can borrow more. The maximum borrowing amount for APS Personal Loans is $15,000. With APS Special Purpose Loans, you can borrow up to $60,000 as an individual or...
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