…and become a savvy saver in 2022!

We all know that the festive season can be a stressful period for many Aussie families. According to the Salvation Army, more than 40 per cent of Australian families suffer from financial stress and emotional pressure at Christmas time.

The APS Christmas Club is designed to help you save more in 2022, reducing the burden when Christmas rolls around again and hopefully helping you to become a savvy saver in 2022!

How does it work?

A Christmas Club account with APS is also known as a NOW (Notice of withdrawal) account. With this account, you can enjoy interest rates of 3.25%, allowing you to see significant returns throughout 2022. 

There are no maintenance fees or fixed terms. From November 15th, you can withdraw from your account, just in time for the Christmas period. All you need to do is give us 31 days notice.


  • Earn more interest than an everyday bank account
  • No maintenance fees
  • You won’t be locked into a fixed term
  • Manage your account online
  • We’ll just need 31 days notice for a withdrawal
  • Boost your savings in time for Christmas!

How do I apply?

You can apply via the APS website here. If you have any questions in the meantime, please reach out to our friendly team on 1300 131 809 or info@apsbenefits.com.au

Hurry, applications close on February 15th 2022.