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New year – get ahead and plan your finances

New year – get ahead and plan your finances

by Robert Angelone | Mar 19, 2020 | Financial Wellbeing

Plan your finances for the year ahead It’s time to take action immediately and plan your finances. Don’t put it off any longer. We all need to reconsider our financial requirements now so that we are on a path to continued happiness. Having a longer-term view of our...
We have some good news for first home buyers

We have some good news for first home buyers

by Robert Angelone | Feb 26, 2020 | Home Finance

The First Home Loan Deposit Scheme (FHLDS) is now available to help eligible first home buyers purchase a home faster. What does that mean? With just a 5% deposit and no lenders’ mortgage insurance (LMI)… if you meet the criteria you could be saving tens of...
Australians are worried about their financial future

Australians are worried about their financial future

by Robert Angelone | Feb 17, 2020 | Financial Wellbeing

An alarming number of Australians are worried about their financial future. This is primarily because they are lacking quality advice. We know how difficult it is to imagine supporting yourself without a consistent income. According to research conducted by Challenger...
How Brian and Sue tripled their savings potential by opening an APS Savings account

How Brian and Sue tripled their savings potential by opening an APS Savings account

by Robert Angelone | Jan 28, 2020 | Saving

We know that many Australians are feeling uneasy about low-interest rates. However, that doesn’t mean that your only option is to sit and wait for rates to improve. There are plenty of options when it comes to boosting your savings. Some options will even allow you to...
Why you need to talk about income protection at your next family dinner

Why you need to talk about income protection at your next family dinner

by Robert Angelone | Dec 22, 2019 | Financial Planning

When was the last time you thought about income protection? Millennial Mindset You’ve probably noticed that many young adults have a ‘you only live once’ mindset nowadays. This also applies to money management. Millennials now prioritise experiences such as travelling...
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Copyright © 2020. All rights reserved | ABN 64 077 846 809 | AFSL/Australian Credit Licence 244115 I APS Financial Planning Pty Ltd and its advisers are Authorised Representatives of Beryllium Advisers Pty Ltd ABN 30 646 510 769 AFSL 528250 I APS Savings Ltd ACN 150 630 694 | APS Savings Ltd AFSLN 405934 | APS Savings Ltd is the product issuer of APS Notes but is not licensed to provide general advice in relation to APS Notes or debentures generally. APS Notes is not a bank product. No independent assessment has been made about the risk of investing in APS Notes and there is a risk you may lose some or all of your money when investing with APS Savings Ltd. Any information about APS Notes is provided by APS Savings Ltd and has been prepared without taking into account your objectives, financial situation or needs. Applications for deposit notes can only be made on the Investment Application Form which accompanies the prospectus issued by APS Savings Ltd. Please read the prospectus carefully and consider the appropriateness of this information before deciding whether to make an investment.