by APS Benefits | Dec 13, 2022 | Financial Wellbeing
Did you blow your budget for the holiday season? It was a lot of fun at the time, but now you’re feeling a painful financial hangover rather than feeling financially fresh! The new year is the perfect time to start fresh and clean yourself of any holiday spending...
by APS Benefits | Dec 13, 2022 | Saving
Setting financial goals is one of the best ways to motivate you to save money. If your goals are SMART, you’re more likely to achieve them. Here are a few tips for creating SMART savings goals in 2023! What are SMART goals? SMART goals ensure that your goals are...
by APS Benefits | Dec 3, 2022 | Home Finance
You’re not alone if you are feeling anxious at the moment, watching mortgage repayments go up months on end. Negotiating a lower home loan rate either with your current lender or with another lender could potentially save you hundreds or even thousands when it comes...
by APS Benefits | Dec 3, 2022 | Financial Wellbeing
Creating better money habits will help you to stress less about your finances now and into the future. As we move into a new year, it is a great time to form new habits and set yourself up for success! Here are four ways to create good money habits in 2023. 1. Track...
by APS Benefits | Nov 18, 2022 | Financial Planning
Women retire with approximately 42% less superannuation than men. Generally, women spend less time in the workforce and earn less while they are in the workforce. Research shows that women are more likely to take time off to care for children and superannuation is not...
