Do you have a fixed rate mortgage? In the not-so-distant past, fixed mortgage rates plummeted to levels that hadn’t been witnessed in decades. Borrowers rejoiced as they gained access to interest rates hovering around the astonishing 2 per cent mark or even...
First Home Buyers often get a rude shock when they realise the hidden costs associated with buying a home. Saving for a home deposit is the key expense, but what other hidden costs need to be considered? Stamp duty Outside of your deposit, stamp duty is likely to be...
Written by APS Manager of Home Finance, Tony Calder. Everyone is asking about predictions for the property market in 2022! House prices have grown 22 per cent in the past year, although growth has slowed in recent months. Hobart was the fastest-growing capital city in...
Have you thought about refinancing? By refinancing your home loan and securing a lower interest rate, you could save thousands. However, a recent survey by Compare Club has found that 57% of respondents who have owned a property for more than five years haven’t...
The First Home Loan Deposit Scheme (FHLDS) is now available to help eligible first home buyers purchase a home faster. What does that mean? With just a 5% deposit and no lenders’ mortgage insurance (LMI)… if you meet the criteria you could be saving tens of...
