Owning a home comes with a significant financial commitment and one that can become stressful if the money coming in isn’t enough to cover repayments and other outgoings. If you’re spending more than 30% of your before-tax income on your mortgage repayments, you’re...
First home buyers often struggle to save for the deposit needed to buy their first property, but a parent or relative may be able to help by becoming guarantor of the loan. The guarantor is legally responsible for paying the other person’s debts if the debtor...
Did you know that we offer five types of APS loan products? Whether you’re looking to buy a car, a new home or to consolidate debt, we are here to help you when you need it most. So what loan type suits your needs? Personal Loans Get quick access to money with...
There’s been plenty of talk about Australia’s property boom in 2021. Interest rates are lower than we have seen in a long time, auction clearance rates are through the roof and many eager buyers are ready to empty their wallets. What does this mean for first home...
If you’re a first home buyer, you’ll likely benefit from several grants launched by federal and state governments to help young Australians break into the market. Here’s what you need to know… National Initiatives The First home loan deposit scheme (FHLDS) supports...
