by APS Benefits | Apr 30, 2024 | Loans
Ever wondered how a simple number could be the gatekeeper to your financial dreams? Welcome to the world of credit scores, the silent arbiter that can make or break your aspirations for a new home, a reliable car, or even a business venture. In Australia, a credit...
by APS Benefits | Apr 2, 2024 | Loans
Dealing with credit card debt can feel like you’re stuck on a never-ending roller coaster of high-interest rates and monthly payments that barely make a dent. But what if there was a way to hit the brakes and find a smoother path to financial freedom? Using a...
by APS Benefits | Feb 12, 2024 | Home Finance
The challenges in the Australian housing market have created a complex landscape for both renters and potential homebuyers in 2024. Rising property prices, reduced borrowing power, and increased deposit requirements are making the dream of homeownership seem...
by APS Benefits | Dec 3, 2022 | Home Finance
You’re not alone if you are feeling anxious at the moment, watching mortgage repayments go up months on end. Negotiating a lower home loan rate either with your current lender or with another lender could potentially save you hundreds or even thousands when it comes...
by APS Benefits | Aug 31, 2022 | Financial Wellbeing
What is a holistic approach? A holistic approach to managing your personal finance involves taking a step back and looking at your finances as a big-picture. It brings together all the different elements of your financial life to create a strategy that allows...
