by APS Benefits | Oct 31, 2021 | Home Finance
Owning a home comes with a significant financial commitment and one that can become stressful if the money coming in isn’t enough to cover repayments and other outgoings. If you’re spending more than 30% of your before-tax income on your mortgage repayments, you’re...
by APS Benefits | Jul 5, 2021 | Home Finance
If you’re purchasing a new property or refinancing your current home loan, you may be questioning whether to choose a fixed or variable interest rate. Unfortunately, there is no easy answer. No one can predict the future of interest rate changes but here are a few...
by APS Benefits | Jul 5, 2021 | Home Finance
With Australian property prices skyrocketing over the past few years, many of us are left wondering how our children will be able to afford a home of their own. Options are slim with some millennials now choosing to rent for a longer period or move to a completely new...
by APS Benefits | May 2, 2021 | Home Finance
There’s been plenty of talk about Australia’s property boom in 2021. Interest rates are lower than we have seen in a long time, auction clearance rates are through the roof and many eager buyers are ready to empty their wallets. What does this mean for first home...
by APS Benefits | Apr 11, 2021 | Home Finance
If you’re a first home buyer, you’ll likely benefit from several grants launched by federal and state governments to help young Australians break into the market. Here’s what you need to know… National Initiatives The First home loan deposit scheme (FHLDS) supports...
