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7 common pitfalls to avoid when investing in cryptocurrency

7 common pitfalls to avoid when investing in cryptocurrency

by APS Benefits | Jun 4, 2023 | Tax Accounting

Are you or your friends and family members thinking about investing in cryptocurrency? It can be a lucrative endeavour, but it’s important to tread carefully, especially when it comes to the complex nature of crypto taxation in Australia. If you fail to comply...
2023 Federal Budget: What you need to know

2023 Federal Budget: What you need to know

by APS Benefits | May 11, 2023 | Financial Wellbeing

This week, Treasurer Jim Chalmers delivered the 2023 Federal Budget, announcing a surprise surplus of $4.2 billion. In delivering the Budget, Chalmers spoke to the challenges that Australians are facing as a result of the global economy. He noted, “the best response...
Do you have a fear of running out of money?

Do you have a fear of running out of money?

by APS Benefits | May 4, 2023 | Financial Planning

The fear of running out of money is a phenomenon that describes a common concern that many retirees face. After working for several decades, retirement can be a time to relax and enjoy life, but for some, it can also be a time of anxiety and money worry. Why do...
How to be money smart in your twenties (without sacrificing your lifestyle)!

How to be money smart in your twenties (without sacrificing your lifestyle)!

by APS Benefits | Apr 5, 2023 | Financial Wellbeing

Your twenties are often an exciting chapter in your life, full of new experiences that you’ll remember for a lifetime. Maybe you want to explore the world, buy your first car or move out of home? Whether you’re studying or working, getting a handle on your finances...
3 ways to make the most of super contributions

3 ways to make the most of super contributions

by APS Benefits | Feb 13, 2023 | Financial Planning

Make Additional Super Contributions Making additional contributions to your superannuation can be a smart way to build your retirement savings and secure your financial future.  Here are some of the benefits of making additional contributions: 1.Tax benefits:...
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Copyright © 2020. All rights reserved | ABN 64 077 846 809 | AFSL/Australian Credit Licence 244115 I APS Financial Planning Pty Ltd and its advisers are Authorised Representatives of Beryllium Advisers Pty Ltd ABN 30 646 510 769 AFSL 528250 I APS Savings Ltd ACN 150 630 694 | APS Savings Ltd AFSLN 405934 | APS Savings Ltd is the product issuer of APS Notes but is not licensed to provide general advice in relation to APS Notes or debentures generally. APS Notes is not a bank product. No independent assessment has been made about the risk of investing in APS Notes and there is a risk you may lose some or all of your money when investing with APS Savings Ltd. Any information about APS Notes is provided by APS Savings Ltd and has been prepared without taking into account your objectives, financial situation or needs. Applications for deposit notes can only be made on the Investment Application Form which accompanies the prospectus issued by APS Savings Ltd. Please read the prospectus carefully and consider the appropriateness of this information before deciding whether to make an investment.