Setting financial goals is one of the best ways to motivate you to save money. If your goals are SMART, you’re more likely to achieve them. Here are a few tips for creating SMART savings goals in 2023! What are SMART goals? SMART goals ensure that your goals are...
First Home Buyers often get a rude shock when they realise the hidden costs associated with buying a home. Saving for a home deposit is the key expense, but what other hidden costs need to be considered? Stamp duty Outside of your deposit, stamp duty is likely to be...
Written by APS Wills & Estates Principal Lawyer Philip Lambourne According to Australian Broker, nearly half of Aussie homeowners don’t have a Will. Let’s face it, creating your Will isn’t usually considered an exciting project but it is one that will provide you...
What is a holistic approach? A holistic approach to managing your personal finance involves taking a step back and looking at your finances as a big-picture. It brings together all the different elements of your financial life to create a strategy that allows...
Millions of Australians are hurting due to the increasing cost of living and rising interest rates. The 1.8% rise in prices in the June quarter pushed annual inflation to 6.1%. The price of groceries, bills and other essentials continues to rise. In an effort to...
