by APS Benefits | Dec 13, 2022 | Saving
Setting financial goals is one of the best ways to motivate you to save money. If your goals are SMART, you’re more likely to achieve them. Here are a few tips for creating SMART savings goals in 2023! What are SMART goals? SMART goals ensure that your goals are...
by APS Benefits | Oct 6, 2022 | Home Finance
First Home Buyers often get a rude shock when they realise the hidden costs associated with buying a home. Saving for a home deposit is the key expense, but what other hidden costs need to be considered? Stamp duty Outside of your deposit, stamp duty is likely to be...
by APS Benefits | Sep 6, 2022 | Wills
Written by APS Wills & Estates Principal Lawyer Philip Lambourne According to Australian Broker, nearly half of Aussie homeowners don’t have a Will. Let’s face it, creating your Will isn’t usually considered an exciting project but it is one that will provide you...
by APS Benefits | Aug 31, 2022 | Financial Wellbeing
What is a holistic approach? A holistic approach to managing your personal finance involves taking a step back and looking at your finances as a big-picture. It brings together all the different elements of your financial life to create a strategy that allows...
by APS Benefits | Aug 3, 2022 | Financial Wellbeing
Millions of Australians are hurting due to the increasing cost of living and rising interest rates. The 1.8% rise in prices in the June quarter pushed annual inflation to 6.1%. The price of groceries, bills and other essentials continues to rise. In an effort to...
