apply for personal loan

You can apply for an APS Personal Loan online in a few quick and easy steps. Alternatively, you can download an application form and email it to the APS Loans team. When you apply for a loan, you will also need to become an APS Benefits member. This will automatically entitle you to a funeral benefit issued by the APS Benefits Group. You can learn more about APS membership here. When you apply for a Personal Loan online, you will need to submit your membership application first, followed by the loan application.

Membership Application Process

Membership applications normally take less than 10 minutes to complete and it include the following requirements:

  • Personal details 
  • Employment details
  • Details of Identification Documents which may include a passport, drivers licence or Medicare details
  • Beneficiary for your funeral cover

Once submitted, you will be asked to provide relevant information to support your loan application. Apply now.

Personal Loan Application Process

During your loan application, you will be asked to provide the following details:

  • Amount required and the purpose of the loan
  • Borrower and co-borrower (if applicable) details
  • Fortnightly income information
  • Statement of assets and liabilities 
  • Employment details 
  • Declarations and agreements 

What happens after you have submitted your loan application? 

Once you have submitted your application online, you will receive a confirmation email. If approved, you will be notified within one business day. If you have any questions, feel free to get in touch with the team!