Welcome to the APS Member’s Lounge
The APS Member’s Lounge is a safe space for you to learn, get inspired, meet the team and ask those hairy and scary finance questions!
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Learn more about financial wellbeing
Every month, we record a chat with one of our friendly experts about a topic that will support you to protect and improve your financial wellbeing. You’ll hear from our home finance specialists, financial planners, accounting experts, and our loans team as we unpack everything in the world of finance.
Meet the team and learn more about financial wellbeing ….
Meet the team and learn more about financial wellbeing ….
Ask Gabby!
Do you have hairy finances questions that you are burning to ask our team? How much money do you need to save for retirement these days? Is it the right time to buy property?
We are inviting you to submit your finance questions to our curious fan girl Gabby, who will be interviewing the APS team and answering all of your (big or small) questions.
Make the most of your membership
One of the many perks of being an APS member is that you have access to all of our financial services in one place. Whether you need a loan, financial planning advice, an update to your estate plan, or a new accountant, we have a friendly team to support you every step of the way.
Be money smart with our tax and accounting suite for your personal and business finances.
Navigate the important decisions in business and in life with help of APS Benefits legal services.
Achieve wealth and security on your terms with the help of APS financial services.
With fixed interest rates and no maintenance fees, reach your savings goals sooner with APS Term Investments.
Learn more about financial wellbeing
What if you die without a will?
Your will is left behind for loved ones to use as instructions on what to do next. This important document set out exactly how you would like your assets to be managed. However, not everyone takes the time to create a will, and the consequences of dying without one...
Key considerations for giving an early inheritance
Australians are enjoying longer lives, which means many inheritances are arriving in children’s hands too late to help buy a home or start a family. Some parents are now considering an early inheritance by opting to gift part or all of their inheritance while they are...
4 ways to save tax through your super
Your superannuation will always be a crucial component of your retirement income, alongside the Age Pension and personal savings. Your employer's consistent contributions to your super play a vital role in paving the way for a secure retirement. However, enhancing...