Welcome to the APS Member’s Lounge
The APS Member’s Lounge is a safe space for you to learn, get inspired, meet the team and ask those hairy and scary finance questions!
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Learn more about financial wellbeing
Every month, we record a chat with one of our friendly experts about a topic that will support you to protect and improve your financial wellbeing. You’ll hear from our home finance specialists, financial planners, accounting experts, and our loans team as we unpack everything in the world of finance.

Meet the team and learn more about financial wellbeing ….

Meet the team and learn more about financial wellbeing ….
Ask Gabby!

Do you have hairy finances questions that you are burning to ask our team? How much money do you need to save for retirement these days? Is it the right time to buy property?
We are inviting you to submit your finance questions to our curious fan girl Gabby, who will be interviewing the APS team and answering all of your (big or small) questions.
Make the most of your membership
One of the many perks of being an APS member is that you have access to all of our financial services in one place. Whether you need a loan, financial planning advice, an update to your estate plan, or a new accountant, we have a friendly team to support you every step of the way.

Be money smart with our tax and accounting suite for your personal and business finances.

Navigate the important decisions in business and in life with help of APS Benefits legal services.

Achieve wealth and security on your terms with the help of APS financial services.

With fixed interest rates and no maintenance fees, reach your savings goals sooner with APS Term Investments.
Learn more about financial wellbeing
Power of Attorney: a document you shouldn’t wait to set up
Life is full of unexpected twists and turns. While we often plan for milestones like buying a home, starting a family, or retiring, we don’t always think about the what-ifs - what if you were unable to make decisions for yourself due to illness or an accident? Who...
Smart moves to make when interest rates drop
The Reserve Bank of Australia (RBA) has recently cut the cash rate by 0.25 percentage points to 4.10% - the first rate drop since 2020. For many Australians, this could mean a bit of extra breathing room, with lower loan repayments and cheaper borrowing costs. But...
Who gets what? How to make sure your estate reflects your wishes
When it comes to your estate, making sure your loved ones are cared for and your legacy is honoured requires more than good intentions. Without a clear, legally binding will, your wishes may not be carried out as you’d hoped, and your loved ones could face unnecessary...