Welcome to the APS Member’s Lounge
The APS Member’s Lounge is a safe space for you to learn, get inspired, meet the team and ask those hairy and scary finance questions!
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Learn more about financial wellbeing
Every month, we record a chat with one of our friendly experts about a topic that will support you to protect and improve your financial wellbeing. You’ll hear from our home finance specialists, financial planners, accounting experts, and our loans team as we unpack everything in the world of finance.
Meet the team and learn more about financial wellbeing ….
Meet the team and learn more about financial wellbeing ….
Ask Gabby!
Do you have hairy finances questions that you are burning to ask our team? How much money do you need to save for retirement these days? Is it the right time to buy property?
We are inviting you to submit your finance questions to our curious fan girl Gabby, who will be interviewing the APS team and answering all of your (big or small) questions.
Make the most of your membership
One of the many perks of being an APS member is that you have access to all of our financial services in one place. Whether you need a loan, financial planning advice, an update to your estate plan, or a new accountant, we have a friendly team to support you every step of the way.
Be money smart with our tax and accounting suite for your personal and business finances.
Navigate the important decisions in business and in life with help of APS Benefits legal services.
Achieve wealth and security on your terms with the help of APS financial services.
With fixed interest rates and no maintenance fees, reach your savings goals sooner with APS Term Investments.
Learn more about financial wellbeing
Will aged care cost changes affect your family’s plans?
Significant changes to aged care funding have just come into effect (from 1 November 2025), and they could have a direct impact on your family’s financial plans. Whether you’re exploring residential aged care now or planning, here’s what you need to know about the...
Don’t skip these 5 summer conversations (even if they feel awkward)
Over summer, the days feel longer, the calendar is often lighter, and there’s usually more time to connect with the people who matter most. While it’s tempting to keep things light, this quieter season can also be the perfect time to have the important conversations...
Why more Aussies will be switching to Term Investments in 2026
After years of watching savings accounts underperform, many Aussies are starting to look for something better. With interest rates expected to shift again in 2026 and cost-of-living pressures still lingering, certainty and value are becoming more important than ever....


