Welcome to the APS Member’s Lounge
The APS Member’s Lounge is a safe space for you to learn, get inspired, meet the team and ask those hairy and scary finance questions!
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Learn more about financial wellbeing
Every month, we record a chat with one of our friendly experts about a topic that will support you to protect and improve your financial wellbeing. You’ll hear from our home finance specialists, financial planners, accounting experts, and our loans team as we unpack everything in the world of finance.

Meet the team and learn more about financial wellbeing ….

Meet the team and learn more about financial wellbeing ….
Ask Gabby!

Do you have hairy finances questions that you are burning to ask our team? How much money do you need to save for retirement these days? Is it the right time to buy property?
We are inviting you to submit your finance questions to our curious fan girl Gabby, who will be interviewing the APS team and answering all of your (big or small) questions.
Make the most of your membership
One of the many perks of being an APS member is that you have access to all of our financial services in one place. Whether you need a loan, financial planning advice, an update to your estate plan, or a new accountant, we have a friendly team to support you every step of the way.

Be money smart with our tax and accounting suite for your personal and business finances.

Navigate the important decisions in business and in life with help of APS Benefits legal services.

Achieve wealth and security on your terms with the help of APS financial services.

With fixed interest rates and no maintenance fees, reach your savings goals sooner with APS Term Investments.
Learn more about financial wellbeing
5 scary loan traps to avoid
Not all loans are created equal, and some deals are scarier than they seem. Whether you’re looking at buying a new car, consolidating debt, or covering a special expense, it’s important to know what you’re signing up for. Some loans may look appealing on the surface,...
The Inheritance trap hiding in your super
Most Australians are surprised to learn that their superannuation doesn’t automatically form part of their estate, which means it may not be covered by their will. Instead, your super fund will decide where your super (and any life insurance held within it) goes when...
The financial side of aged care, and why advice matters more than ever
Deciding to move into aged care is never easy. It’s an emotional time for families and often comes with a long list of questions, from where to live to how to pay for it all. Among the biggest concerns is the financial side, and it’s no surprise why. Aged care in...