Finding the right lender can be overwhelming with an abundance of providers offering different rates and benefits. A Mortgage Broker can assist home buyers with this complex process by firstly understanding the needs of the buyer and then suggesting the best home loan options.
Seeking advice from a Mortgage Broker will allow you to find the perfect home loan without bias from the banks. What are the other advantages of using a Mortgage Broker?
1. Most Mortgage Brokers offer a free service
For the most part, Mortgage Brokers don’t charge clients for their service. They generally receive payments from the lender for introducing you to their product. This means that you are receiving trusted advice from someone who knows the market well, without having to worry about service fees. APS Benefits offers Home Loans and a free Mortgage Broking service to help you get the most competitive option.
2. Trusted third party advice
The process of obtaining a home loan is complicated. By using an experienced Mortgage Broker, you will have complete confidence in the process and the product. They will be able to help you confidently navigate the complexity of products and policies. Going directly to a bank will mean that you are limiting your options to their products. Trusted Mortgage Brokers will be familiar with a wide range of providers so that you have plenty of options. By having more variety, you are more likely to find exactly what you need in a home loan.
3. Save money, time and stress!
You will be saving money, time and stress by letting the experts do the work for you. Choosing the right home loan is time-consuming and stressful if you don’t have the time to do your research. If you are a first home buyer confronting this process for the very first time, working with a Mortgage Broker will help to provide confidence in your decision.
What’s the catch?
Before working with a Mortgage Broker, you should always do your research. You want to seek advice from an organisation that is experienced, qualified and trusted. By not doing your research, you could end up with a Mortgage Broker with limited home loan options that don’t match your needs.
APS Mortgage Broking
APS Benefits offer Home Loans as well as a free Mortgage Broking service. As a non-profit organisation, we are focused on helping you get the most competitive option and one that suits the needs of your family. We have helped thousands of Australians find the perfect home loan to suit their needs.
“We want to thank you for your expert assistance and infinite patience you provided to us while we were buying our first home. You went above and beyond the call of duty!” – APS Member John
Learn more about APS Mortgage Broking here.