by APS Benefits | Mar 10, 2023 | Financial Planning
What do you need to know about super in your 40s? Your forties are often a busy and expensive time of life. You could be focused on paying off your mortgage, paying for your kid’s education, or maybe you’re investing in property or the share market. Although you’re...
by APS Benefits | Feb 13, 2023 | Financial Planning
Make Additional Super Contributions Making additional contributions to your superannuation can be a smart way to build your retirement savings and secure your financial future. Here are some of the benefits of making additional contributions: 1.Tax benefits:...
by APS Benefits | Nov 18, 2022 | Financial Planning
Women retire with approximately 42% less superannuation than men. Generally, women spend less time in the workforce and earn less while they are in the workforce. Research shows that women are more likely to take time off to care for children and superannuation is not...
by APS Benefits | Oct 3, 2022 | Financial Planning
There’s no magic formula for knowing when you will be ready to retire. Retirement is a major life change and needs to be a financial decision, but also a personal decision. Some people dream about retirement for decades, and others are nervous about what their life...
by APS Benefits | Aug 31, 2022 | Financial Planning
If you’re still a while off retirement, superannuation is probably out of sight, out of mind. Your super may be growing in the background without much thought. However, small changes now may mean that you are setting yourself up for success when the time comes to...
by APS Benefits | Jun 20, 2022 | Financial Planning
Life is getting expensive and saving for a home deposit isn’t getting any easier! With first home buyers feeling the struggle, parents in fortunate financial positions sometimes consider reaching into their savings, using home equity or going guarantor to support...
