by APS Benefits | Nov 18, 2022 | Financial Planning
Women retire with approximately 42% less superannuation than men. Generally, women spend less time in the workforce and earn less while they are in the workforce. Research shows that women are more likely to take time off to care for children and superannuation is not...
by APS Benefits | Oct 3, 2022 | Financial Planning
There’s no magic formula for knowing when you will be ready to retire. Retirement is a major life change and needs to be a financial decision, but also a personal decision. Some people dream about retirement for decades, and others are nervous about what their life...
by APS Benefits | Aug 31, 2022 | Financial Planning
If you’re still a while off retirement, superannuation is probably out of sight, out of mind. Your super may be growing in the background without much thought. However, small changes now may mean that you are setting yourself up for success when the time comes to...
by APS Benefits | Jun 20, 2022 | Financial Planning
Life is getting expensive and saving for a home deposit isn’t getting any easier! With first home buyers feeling the struggle, parents in fortunate financial positions sometimes consider reaching into their savings, using home equity or going guarantor to support...
by APS Benefits | May 16, 2022 | Financial Planning
Average life expectancies continue to increase, raising the question of whether there is a chance that you can outlive your retirement savings? Survey results have found that people are underestimating their life expectancy by an average of five years, suggesting that...
by APS Benefits | Apr 29, 2022 | Financial Planning
Losing a family member is always a distressing and emotional time. You may also have the added stress of receiving an inheritance and knowing how to deal with a potentially substantial sum of money. Research has shown that when people come into money unexpectedly,...
