by APS Benefits | Jun 4, 2023 | Financial Planning
Receiving an inheritance is an emotional experience. It should be a blessing, but for many, it is an added stress during an already emotional time. This can make the decision-making process extremely overwhelming. How you spend and invest funds will depend on how...
by APS Benefits | May 4, 2023 | Financial Planning
The fear of running out of money is a phenomenon that describes a common concern that many retirees face. After working for several decades, retirement can be a time to relax and enjoy life, but for some, it can also be a time of anxiety and money worry. Why do...
by APS Benefits | Mar 10, 2023 | Financial Planning
What do you need to know about super in your 40s? Your forties are often a busy and expensive time of life. You could be focused on paying off your mortgage, paying for your kid’s education, or maybe you’re investing in property or the share market. Although you’re...
by APS Benefits | Feb 13, 2023 | Financial Planning
Make Additional Super Contributions Making additional contributions to your superannuation can be a smart way to build your retirement savings and secure your financial future. Here are some of the benefits of making additional contributions: 1.Tax benefits:...
by APS Benefits | Nov 18, 2022 | Financial Planning
Women retire with approximately 42% less superannuation than men. Generally, women spend less time in the workforce and earn less while they are in the workforce. Research shows that women are more likely to take time off to care for children and superannuation is not...
by APS Benefits | Oct 3, 2022 | Financial Planning
There’s no magic formula for knowing when you will be ready to retire. Retirement is a major life change and needs to be a financial decision, but also a personal decision. Some people dream about retirement for decades, and others are nervous about what their life...