by APS Benefits | Apr 7, 2025 | Financial Planning
With interest rates beginning to ease and the cost of living still putting pressure on household budgets, many Australians are wondering what to do with their savings. Is now the right time to invest? And if so, where? A lot of our clients are asking these exact...
by APS Benefits | Nov 11, 2024 | Financial Planning
Retirement is often seen as a time to relax, travel, and enjoy the fruits of your labour. However, managing your finances in retirement can come with its own set of challenges. While you may save money by cutting back on commuting, professional attire, or other...
by APS Benefits | Sep 3, 2024 | Financial Planning
As the cost of living continues to rise, many Australians are finding themselves carrying debt into retirement. According to recent ABS figures, household debt has surged over the past two decades, with the average debt increasing from $62,000 in 2003-04 to a...
by APS Benefits | Jul 16, 2024 | Financial Planning
Divorce can be an exhausting process, not just emotionally but financially. As you move on to your next chapter, it’s crucial to establish a solid financial foundation for your future. Let’s explore how you can regain control and rebuild after the storm....
by APS Benefits | Jul 16, 2024 | Financial Planning
By the time you retire, you should have hopefully saved enough in your superannuation to enjoy a comfortable lifestyle. However, how you decide to access your super can significantly impact your retirement experience. Many Australians opt to take their super as a lump...
by APS Benefits | Jul 16, 2024 | Financial Planning
Circumstances can change, and there are many reasons you might consider returning to work after retiring. Perhaps your savings are dwindling faster than expected, or maybe you’re feeling restless and looking for something meaningful to fill your day. Whatever...
