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insights
Superannuation hacks to close the gap
Women retire with approximately 42% less superannuation than men. Generally, women spend less time in the workforce and earn less while...
Estate planning: 8 things to do before you pass away
Estate planning is a critical process that allows you to make important decisions such as how you would like your affairs to be managed if...
This festive season will be more expensive than most!
The festive season should be a time of joy and celebration, but for many, it is associated with financial stress. Whether you are spending...
5 ways to protect your family from a financial emergency
A financial emergency can hit anyone at any time; natural disasters, medical bills, car accidents, redundancy, or a loss in the family. If...
Do you need a power of attorney?
At any point in your life, you may find that you are unable to make personal or financial decisions, due to illness or a sudden accident....
5 hidden costs involved in buying a home
First Home Buyers often get a rude shock when they realise the hidden costs associated with buying a home. Saving for a home deposit is...
How to know when you are ready to retire
There’s no magic formula for knowing when you will be ready to retire. Retirement is a major life change and needs to be a financial...
What to do when you receive an inheritance?
Receiving an inheritance should be a blessing, but for many, it is a burden. There is an added sense of stress surrounding the...
Why a will sometimes isn’t enough
Written by APS Wills & Estates Principal Lawyer Philip Lambourne According to Australian Broker, nearly half of Aussie homeowners...