by APS Benefits | Oct 30, 2022 | Financial Wellbeing
A financial emergency can hit anyone at any time; natural disasters, medical bills, car accidents, redundancy, or a loss in the family. If you are prepared now, when the time comes, your wallet will be prepared for any unexpected turns. Create an emergency fund A...
by APS Benefits | Oct 20, 2022 | Wills
At any point in your life, you may find that you are unable to make personal or financial decisions, due to illness or a sudden accident. Powers of attorney are legal documents that allow you to choose who will make these decisions on your behalf if you are unable to...
by APS Benefits | Oct 6, 2022 | Home Finance
First Home Buyers often get a rude shock when they realise the hidden costs associated with buying a home. Saving for a home deposit is the key expense, but what other hidden costs need to be considered? Stamp duty Outside of your deposit, stamp duty is likely to be...
by APS Benefits | Oct 3, 2022 | Financial Planning
There’s no magic formula for knowing when you will be ready to retire. Retirement is a major life change and needs to be a financial decision, but also a personal decision. Some people dream about retirement for decades, and others are nervous about what their life...
by APS Benefits | Oct 3, 2022 | Financial Wellbeing
Receiving an inheritance should be a blessing, but for many, it is a burden. There is an added sense of stress surrounding the responsibility of receiving an inheritance and whether the funds need to be used in a certain way. It is an emotional time that can make...
