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Superannuation secrets: how to grow your balance and pay less tax

Superannuation secrets: how to grow your balance and pay less tax

by APS Benefits | Apr 29, 2025 | Financial Planning

A lot of our clients come to us feeling unsure about their superannuation. They might be wondering if they’re doing enough, or if there are smarter ways to grow their balance without making big lifestyle changes. The good news is that with a few simple strategies,...
What’s the best investment strategy right now?

What’s the best investment strategy right now?

by APS Benefits | Apr 7, 2025 | Financial Planning

With interest rates beginning to ease and the cost of living still putting pressure on household budgets, many Australians are wondering what to do with their savings. Is now the right time to invest? And if so, where? A lot of our clients are asking these exact...
Why easter is a great time for conversations that matter

Why easter is a great time for conversations that matter

by APS Benefits | Mar 26, 2025 | Wills

As the weather cools and the year starts to settle into its rhythm, many of us take the opportunity to slow down, reconnect with family and spend quality time together. Long weekends over Easter, family lunches or even a quiet Sunday afternoon can provide the perfect...
What the 2025/26 federal budget means for you

What the 2025/26 federal budget means for you

by APS Benefits | Mar 26, 2025 | Financial Wellbeing

The Australian Government has just handed down the 2025/26 Federal Budget, and some important changes could make everyday life a little easier. If you’re feeling the pinch with day-to-day expenses or wondering what support is out there, you’re not alone, and...
Power of Attorney: a document you shouldn’t wait to set up

Power of Attorney: a document you shouldn’t wait to set up

by APS Benefits | Mar 10, 2025 | Legal Services

Life is full of unexpected twists and turns. While we often plan for milestones like buying a home, starting a family, or retiring, we don’t always think about the what-ifs – what if you were unable to make decisions for yourself due to illness or an accident?...
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Copyright © 2020. All rights reserved | ABN 64 077 846 809 | AFSL/Australian Credit Licence 244115 I APS Financial Planning Pty Ltd and its advisers are Authorised Representatives of Beryllium Advisers Pty Ltd ABN 30 646 510 769 AFSL 528250 I APS Savings Ltd ACN 150 630 694 | APS Savings Ltd AFSLN 405934 | APS Savings Ltd is the product issuer of APS Notes but is not licensed to provide general advice in relation to APS Notes or debentures generally. APS Notes is not a bank product. No independent assessment has been made about the risk of investing in APS Notes and there is a risk you may lose some or all of your money when investing with APS Savings Ltd. Any information about APS Notes is provided by APS Savings Ltd and has been prepared without taking into account your objectives, financial situation or needs. Applications for deposit notes can only be made on the Investment Application Form which accompanies the prospectus issued by APS Savings Ltd. Please read the prospectus carefully and consider the appropriateness of this information before deciding whether to make an investment.