by APS Benefits | Oct 30, 2022 | Financial Wellbeing
The festive season should be a time of joy and celebration, but for many, it is associated with financial stress. Whether you are spending money on gifts, Christmas parties, airfares, fuel to visit family and friends, or activities to entertain the kids, money always...
by APS Benefits | Oct 30, 2022 | Financial Wellbeing
A financial emergency can hit anyone at any time; natural disasters, medical bills, car accidents, redundancy, or a loss in the family. If you are prepared now, when the time comes, your wallet will be prepared for any unexpected turns. Create an emergency fund A...
by APS Benefits | Oct 20, 2022 | Wills
At any point in your life, you may find that you are unable to make personal or financial decisions, due to illness or a sudden accident. Powers of attorney are legal documents that allow you to choose who will make these decisions on your behalf if you are unable to...
by APS Benefits | Oct 6, 2022 | Home Finance
First Home Buyers often get a rude shock when they realise the hidden costs associated with buying a home. Saving for a home deposit is the key expense, but what other hidden costs need to be considered? Stamp duty Outside of your deposit, stamp duty is likely to be...
by APS Benefits | Oct 3, 2022 | Financial Planning
There’s no magic formula for knowing when you will be ready to retire. Retirement is a major life change and needs to be a financial decision, but also a personal decision. Some people dream about retirement for decades, and others are nervous about what their life...
