by APS Benefits | Sep 14, 2023 | Financial Planning
Planning for retirement? Are you dreaming about a retirement full of relaxation, family time and possibly some travelling? The reality is that achieving a comfortable retirement requires careful preparation and financial foresight, with the early planning stages often...
by APS Benefits | Sep 6, 2023 | Tax Accounting
There has been plenty of chatter about lower-than-normal tax refunds this financial year. According to the ATO, there are a few reasons your return refund doesn’t look as good as normal. The low and middle-income tax offset (LMITO) The most likely reason for a...
by APS Benefits | Aug 10, 2023 | Wills
When a marriage or de facto relationship involves children from previous relationships, estate planning can become a delicate matter. To navigate this process of estate planning for blended families successfully, it is important to consider the unique factors that...
by APS Benefits | Jul 31, 2023 | Saving
While there are various strategies to achieve financial growth, one powerful tool that shouldn’t be overlooked is compound interest. Compound interest is the concept of earning interest not only on the initial investment but also on the accumulated interest over...
by APS Benefits | Jul 31, 2023 | Tax Accounting
In Australia, Self-Managed Super Funds (SMSFs) have become increasingly popular among individuals seeking greater control and flexibility over their retirement savings. An SMSF gives you the power to take charge of your superannuation investments, but it also comes...