About us

APS Benefits Group is an Australian profit-for-member organisation that offers simple financial services to help you stay on top of your money.

We support members from all states and territories in Australia.

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Over 100 years of service

It all started in 1905.

A small group of postal workers decided to put in sixpence from their pay each week to form a funeral fund for the widows when any of the society members died.

The postal network spread the word. Starting as the Victorian and Tasmanian Public Service Provident Fund (commonly known as ‘Vic & Tas’) we became one of the larger of many ‘funeral funds’ in the 1920s and 1930s in Australia.

We later became the Australian Public Service Benevolent Society but is now known as the APS Benefits Group.

Today, APS has members from all across Australia. We are proud to play an important part in maintaining the financial health of our members.

Annual Reports

1905

APS Founded

APS was founded as a funeral benefit fund for Australian Public Service workers, created to provide financial support and peace of mind for members and their families during difficult times.

1938

Personal loans introduction

Personal loans were introduced, giving members access to practical financial support when they needed it most.

1985

20,000 members

APS reached an important milestone of 20,000 members, reflecting the growing trust and strength of the APS community.

1994

Defence Special Needs Support Group

APS began supporting the Defence Special Needs Support Group, strengthening a commitment to assisting families connected to public service.

1997

Major Sponsorship

APS became a major sponsor of the Police and Emergency Services Games, proudly supporting those who serve and protect our communities.

2003

Special purpose loan introduction

Special purpose loans were introduced, expanding the range of flexible lending options available to members.

2005

Mortgage broking services introduction

APS expanded further with the introduction of mortgage broking services, helping members navigate the home loan process with confidence.

2007

APS Financial Planning launched

APS Financial Planning was launched, providing personalised advice on investments, superannuation and long-term financial wellbeing.

2008

APS Tax & Accounting services introduction

APS Tax & Accounting services were introduced, offering members trusted support for tax returns, business accounting and financial guidance.

2012

Further services expansions

APS expanded its services with the introduction of APS Savings and APS Wills & Estates, helping members grow their savings and protect their loved ones.

2013

New lending options introduced

Property secured loans and motor vehicle secured loans were introduced, broadening flexible lending options for members.

2013

Cerebral Palsy Education Centre partnership

APS partnered with the Cerebral Palsy Education Centre, to support children and families living with Cerebral Palsy.

2014

Cottage by the Sea support

APS began supporting Cottage by the Sea, contributing to programs that support children and families experiencing hardship.

2018

30,000 members and clients

APS reached 30,000 members and clients and established the APS Benevolent Fund, reinforcing a long-standing profit for member commitment.

2021

Low interest personal loans introduced

Low interest personal loans were introduced, helping members access additional financial relief and flexibility during changing economic conditions. APS also partnered with REACH Siem Reap, extending community support beyond Australia.

2024

Aged care financial advice launched

Aged care financial advice was launched through APS Financial Planning, helping families navigate one of life’s more complex and emotional transitions with clarity and compassion.

$1 million donated to CPEC

APS reached a special milestone, donating $1 million to the Cerebral Palsy Education Centre (CPEC).

In the community

APS Benevolent Fund

The APS Benevolent Fund is a registered charity and a deductible gift recipient. Any donations it receives above $2 are tax deductible.

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