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AGM

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Notice of annual general meeting 2023
PDF • 60KB

Watch a recording of the 2023 APS Benefits AGM

Financial Reports and Notices

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APS Benefits Group Ltd

<img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650" />

2023 Financial information
PDF • 140KB

Deceased Members

<img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650" />

2022 – 2023
PDF • 240KB

<img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650" />

2021 – 2022
PDF • 240KB

<img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650" />

2020 – 2021
PDF • 240KB

APS Savings

<img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650" />

Latest Quarterly Information
PDF • 760KB

<img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650" />

2023 Annual Report
PDF • 3.30MB

Honor Roll

<img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" data-src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650 lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 65px; --smush-placeholder-aspect-ratio: 65/90;" /><noscript><img decoding="async" width="65" height="90" src="https://apsbenefitsgroup.com.au/wp-content/uploads/2021/09/Annual-Report-icon.svg" alt="" class="et-waypoint et_pb_animation_top et_pb_animation_top_tablet et_pb_animation_top_phone wp-image-25650" />

Honour Roll
PDF