As the weather cools and the year starts to settle into its rhythm, many of us take the opportunity to slow down, reconnect with family and spend quality time together. Long weekends over Easter, family lunches or even a quiet Sunday afternoon can provide the perfect chance to talk about things that often get pushed aside during our busy lives. It might also be a good time to gently raise some of the conversations that truly matter – like wills, powers of attorney and estate planning.
These topics can feel a little heavy, but they don’t need to be daunting. Talking about them when things are calm and everyone is well can be one of the most caring things we do for each other.
Why these conversations are so important
A lot of our clients tell us they’ve thought about getting a will, or have meant to update it, but just haven’t got around to it. Others have an outdated power of attorney in place, or aren’t sure who their funeral benefit is assigned to. And many people simply haven’t spoken with their loved ones about what they’d want if something unexpected were to happen.
These conversations aren’t about being negative or expecting the worst. They’re about preparing well and making things easier for the people we care about most.
Without a valid, up-to-date will or power of attorney, families are often left with tough decisions, legal hurdles and unnecessary stress. Taking the time to get things in order now can help avoid confusion later and give everyone peace of mind.
A few things you might review or talk about
You don’t need to cover everything all at once, but here are a few areas that are worth reviewing, either on your own or as a family:
- Your will
Do you have a current will in place? Does it reflect your wishes and your current circumstances? If there have been major life changes like a marriage, separation, birth of a child or purchase of property, it may be time to update it. - Powers of attorney
Have you appointed someone you trust to make decisions on your behalf if you’re unable to? This includes both financial and medical decisions. It’s not just for later in life, it’s something that can benefit anyone at any age. - Beneficiaries on your funeral benefit
If you’re a member of APS, it’s important to review who you’ve nominated as the beneficiary of your funeral benefit. This ensures your benefit is paid quickly and according to your wishes. - Superannuation nominations
Many people don’t realise that your superannuation doesn’t automatically form part of your estate. It’s worth checking your nominated beneficiaries and making sure those details are binding and up to date. - Where documents are kept
Do your family members know where to find your will, enduring powers of attorney or other important paperwork? It’s a simple thing, but one that can save a lot of stress down the track.
How to start the conversation
These topics don’t have to be formal. Sometimes it’s as easy as saying:
- “I’ve been meaning to get my will sorted, have you done yours?”
- “Do you know who’s listed as your funeral benefit beneficiary?”
- “I saw something about powers of attorney the other day, it got me thinking.”
Even just opening the door can lead to a meaningful and productive chat. And if you’re not sure where to start, that’s where we can help.
APS is here to support you
At APS, we understand that estate planning can feel overwhelming. That’s why our legal services team takes the time to explain things clearly and guide you every step of the way. Whether you’re creating a new will, updating your powers of attorney or simply reviewing your funeral benefit nominations, we’re here to help you get it sorted, without the stress.
Get in touch with our friendly legal team.
Written by APS Wills & Estates Principal Lawyer Phillip Lambourne
Phil is a lawyer with over 35 years of experience in private practice and over 25 years of experience in the trusts and estate planning area. As Principal Lawyer with APS Wills & Estates, Phil provides advice and prepares documentation in the areas of Wills, Powers of Attorney, Probate and Estate Administration for clients across Australia. He also provides clients with conveyancing and property law, commercial law and state tax advice services.
When Phil isn’t working, he enjoys spending time with family, reading new books, and watching new shows with some good scotch whisky, red wine and cheese. Phil also enjoys playing trombone in the Melbourne Lawyers Big Band!