APS Savings > Online Prospectus

Prospectus 10

Before you can access the prospectus, you’ll need to read and agree to the terms and conditions provided below. If you have any questions, please contact us. 

Online Prospectus
Terms and conditions

The following document is an electronic reproduction of the APS Savings Limited Prospectus No. 10 dated 20 October 2021 (‘Prospectus’), being the day it was lodged with the Australian Securities and Investments Commission (‘ASIC’). ASIC takes no responsibility for the content of the Prospectus. The Prospectus expires on 19 November 2022.

The offer to invest in APS Notes of APS Savings Limited referred to in the Prospectus (‘the Offer’) will remain open until 19 November 2022, however, APS Savings Limited reserves the right to close the Offer at any earlier time.
Agreement to access the Online Prospectus To access the APS Savings Limited Online Prospectus and Investment Application Form, you must first read and agree to the following terms and conditions.

1. APS Notes of APS Savings Limited will only be issued based on an Investment Application Form accompanying a paper version of the Prospectus, or on a completed printed copy of the Investment Application  Form  attached  to  the  electronic  version  of  the  Prospectus,  following  the  exposure period. As a guide, the Prospectus is 42 pages in length and the Investment Application Form is 2 pages in length.

2. The Corporations  Act  prohibits  any person from  passing  on  to  another  person  any Investment Application Form unless it is accompanied by a hard copy of the Prospectus or, in the case of an electronic Prospectus and Investment Application Form, is linked to the complete and unaltered online  form  of  the  Prospectus.  Investors should read the Prospectus before completing the relevant Investment Application Form.

3. Applicants should read the Prospectus in its entirety, as the information contained in individual sections is not intended to and does not provide a comprehensive review of the APS Notes offered under the Prospectus. Applicants are advised to seek independent professional advice, before applying for APS Notes under the Prospectus.

4. The Offer is only available to persons within Australia. Any person accessing this Prospectus for the purpose of investing in APS Notes offered by APS Savings Limited must access the Prospectus from within Australia.

5. The Prospectus does not constitute an offer in any place in which, or to any person to whom, it would not be lawful to make such an offer. The distribution of the Prospectus in jurisdictions outside Australia may be restricted by law and persons who come into possession of the Prospectus should seek advice on and observe any such restrictions. Any failure to comply with such restrictions may constitute a violation of applicable securities law.

6. APS Savings Limited reserves the right to refuse to issue APS Notes to any applicant if it believes the applicant did not:

• receive the Offer in Australia;
• have access to the Prospectus at the same time and by the same means that the applicant had access to the relevant Investment Application Form.

7. A  paper  copy  of  the  Prospectus,  any  replacement  or  supplementary  Prospectus,  or  the Investment Application Form can be obtained on request and without charge from the registered office of APS Savings Limited at 440 William St West Melbourne, Victoria 3003 or by calling 1300 131 809.

A NOW account enables you to withdraw your money anytime you need it.
Just provide 31 days notice and your money is back in your hands.

This is a good option if you need immediate access to your money, but would still like a competitive rate of return. Manage your account online, with direct debit and the flexibility of not having a fixed term.