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Your line of credit loan: everything you need to know

Your line of credit loan: everything you need to know

Your APS Personal Loan is essentially a line of credit loan. This gives you the ability to redraw up to the approved amount of the loan should you come across any unexpected costs. At APS Benefits, we call this ‘topping up’ your loan. For example, If you are approved...
Features and benefits of a Special Purpose Loan

Features and benefits of a Special Purpose Loan

You can borrow more with a Special Purpose Loan The main benefit of a Special Purpose Loan is that you can borrow more. The maximum borrowing amount for APS Personal Loans is $15,000. With APS Special Purpose Loans, you can borrow up to $60,000 as an individual or...
Am I eligible for a Special Purpose Loan?

Am I eligible for a Special Purpose Loan?

If you are hoping to apply for a loan with APS benefits, you can apply for a Personal Loan or if you require more than $15,000, a Special Purpose Loan.  What are the benefits of a Special Purpose Loan? The main benefit of a Special Purpose Loan is that you can borrow...
Do you need more than a personal loan of $15,000?

Do you need more than a personal loan of $15,000?

At APS Benefits, members can apply for a Personal Loan up to the value of $15,000 or a Special Purpose Loan up to the value of $60,000.    What is the difference between a Personal loan and a Special Purpose Loan? If you are hoping to borrow more than $15,000,...