Our services are personal and our products are financial. We are a member owned co-operative that has built trust and provided security to our members for over 110 years. We are the APS Benefits Group.
We specialise in providing personal and financial services to Australian Public Service personnel, their families and friends. Membership is open to anyone. Would you like to apply for membership? Click here.
You will have the peace of mind of a funeral benefit for LIFE. Take away the burden of your funeral costs from your loved ones.
You will have guaranteed acceptance (no medical checks) of your funeral benefit.
Refer a friend (or relative) who joins as a member of the APS Benefits Group and receive $50 as a thank you (excluding Children's Funeral Cover). Find out more click here.
Membership subscriptions are $3.00 per week (for existing members it is FREE after you turn 70) and not indexed like other insurers.
Our annual surplus is generally returned to members by way of bonuses thereby increasing your funeral benefit. In many cases these bonuses are more than your membership subscriptions.
Your funeral benefit is generally paid to your loved ones within 24 hours of your passing (not weeks or even months).
Funeral cover is available to all aged 1-99 and does not cease when you stop work.
You gain exclusive access to our loans service with reduced interest rates for long serving members.
You are entitled to use all of the co-operative products and services we offer. Would you like to know more? click here.
OR Download our Membership Application form (this includes our Combined FSG/PDS) click here.
If you would like more information about Membership, please call 1300 131 809 or contact us by completing the form below:
Combined Financial Services Guide & Product Disclosure Statement
When you become a member of the APS Benefits Group you will automatically be entitled to a funeral benefit issued by the APS Benefits Group. There is a Combined Financial Services Guide and Product Disclosure Statement for the funeral benefit, which can be obtained by clicking here. You should consider that document and consider whether the funeral benefit is appropriate for you, before deciding whether to become a member of the APS Benefits Group.