Welcome to the APS Member’s Lounge
The APS Member’s Lounge is a safe space for you to learn, get inspired, meet the team and ask those hairy and scary finance questions!
Videos
Ask a question
Services
Learn more about financial wellbeing
Every month, we record a chat with one of our friendly experts about a topic that will support you to protect and improve your financial wellbeing. You’ll hear from our home finance specialists, financial planners, accounting experts, and our loans team as we unpack everything in the world of finance.
![Members Lounge Better Budgeting](https://b1928744.smushcdn.com/1928744/wp-content/uploads/2024/01/Members-Lounge-Better-Budgeting.jpg?lossy=0&strip=1&webp=1)
Meet the team and learn more about financial wellbeing ….
![Members Lounge Better Budgeting](https://b1928744.smushcdn.com/1928744/wp-content/uploads/2024/01/Members-Lounge-Better-Budgeting.jpg?lossy=0&strip=1&webp=1)
Meet the team and learn more about financial wellbeing ….
Ask Gabby!
![ASK GABBY online wills](https://b1928744.smushcdn.com/1928744/wp-content/uploads/2023/08/Copy-of-Copy-of-3.75p.a.-12-month-term-9.jpg?lossy=0&strip=1&webp=1)
Do you have hairy finances questions that you are burning to ask our team? How much money do you need to save for retirement these days? Is it the right time to buy property?
We are inviting you to submit your finance questions to our curious fan girl Gabby, who will be interviewing the APS team and answering all of your (big or small) questions.
Make the most of your membership
One of the many perks of being an APS member is that you have access to all of our financial services in one place. Whether you need a loan, financial planning advice, an update to your estate plan, or a new accountant, we have a friendly team to support you every step of the way.
![APS Services Tax & Accounting](https://b1928744.smushcdn.com/1928744/wp-content/uploads/2024/01/APS-Services-Tax-Accounting.jpg?lossy=0&strip=1&webp=1)
Be money smart with our tax and accounting suite for your personal and business finances.
![APS Legal Services](https://b1928744.smushcdn.com/1928744/wp-content/uploads/2024/01/APS-Legal-Services-1.jpg?lossy=0&strip=1&webp=1)
Navigate the important decisions in business and in life with help of APS Benefits legal services.
![APS Services Financial Planning Superannuation](https://b1928744.smushcdn.com/1928744/wp-content/uploads/2024/01/APS-Services-Financial-Planning-Superannuation.jpg?lossy=0&strip=1&webp=1)
Achieve wealth and security on your terms with the help of APS financial services.
![APS Term Investments](https://b1928744.smushcdn.com/1928744/wp-content/uploads/2024/01/APS-Term-Investments.jpg?lossy=0&strip=1&webp=1)
With fixed interest rates and no maintenance fees, reach your savings goals sooner with APS Term Investments.
Learn more about financial wellbeing
Changing tax brackets and how they impact your tax return
Tax season can feel like navigating a maze, but understanding tax brackets can make the journey a lot smoother. Tax brackets determine how much tax you owe based on your income, and recent changes to the Australian tax brackets for the 2023-2024 financial year bring...
8 reasons why hiring a tax accountant is a smart move
Tax season can feel overwhelming, can’t it? The forms, the numbers, the deadlines—it’s enough to make anyone’s head spin. But you’re not alone in this. Many Australians share the same stress and find great relief by hiring a tax accountant. From easing your stress to...
6 ways to protect your finances after a divorce
Divorce can be an exhausting process, not just emotionally but financially. As you move on to your next chapter, it's crucial to establish a solid financial foundation for your future. Let's explore how you can regain control and rebuild after the storm. 1. Untangle...