Welcome to the APS Member’s Lounge
The APS Member’s Lounge is a safe space for you to learn, get inspired, meet the team and ask those hairy and scary finance questions!
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Learn more about financial wellbeing
Every month, we record a chat with one of our friendly experts about a topic that will support you to protect and improve your financial wellbeing. You’ll hear from our home finance specialists, financial planners, accounting experts, and our loans team as we unpack everything in the world of finance.
Meet the team and learn more about financial wellbeing ….
Meet the team and learn more about financial wellbeing ….
Ask Gabby!
Do you have hairy finances questions that you are burning to ask our team? How much money do you need to save for retirement these days? Is it the right time to buy property?
We are inviting you to submit your finance questions to our curious fan girl Gabby, who will be interviewing the APS team and answering all of your (big or small) questions.
Make the most of your membership
One of the many perks of being an APS member is that you have access to all of our financial services in one place. Whether you need a loan, financial planning advice, an update to your estate plan, or a new accountant, we have a friendly team to support you every step of the way.
Be money smart with our tax and accounting suite for your personal and business finances.
Navigate the important decisions in business and in life with help of APS Benefits legal services.
Achieve wealth and security on your terms with the help of APS financial services.
With fixed interest rates and no maintenance fees, reach your savings goals sooner with APS Term Investments.
Learn more about financial wellbeing
When should you start planning for retirement?
Planning for retirement? Are you dreaming about a retirement full of relaxation, family time and possibly some travelling? The reality is that achieving a comfortable retirement requires careful preparation and financial foresight, with the early planning stages often...
Why is your tax refund so low this year?
There has been plenty of chatter about lower-than-normal tax refunds this financial year. According to the ATO, there are a few reasons your return refund doesn't look as good as normal. The low and middle-income tax offset (LMITO) The most likely reason for a low...
Estate planning for blended families
When a marriage or de facto relationship involves children from previous relationships, estate planning can become a delicate matter. To navigate this process of estate planning for blended families successfully, it is important to consider the unique factors that...