Finance and Wealth > Financial Planning
Managed funds
Build your wealth through a diversified portfolio of investments. Protect your assets through careful diversification in APS managed funds.
What is a managed fund?
A managed fund is an investment vehicle that pools money from multiple investors to purchase a diversified portfolio of assets. Managed by financial experts, these funds are designed to provide individual investors access to broader markets and assets, including stocks, bonds, real estate, and more. Managed funds offer an attractive pathway for investors to participate in a range of investments that would typically be out of reach due to high capital requirements or complex management needs.
How it works
1. Investment pooling
Investors buy shares or units in the fund. Each share represents an investor’s part ownership in the fund and their entitlement to any profits.
3. Distribution of profits
Profits from the fund’s investments are distributed to investors in the form of dividends or reinvested to purchase additional assets within the fund.
2. Active management
The fund manager actively selects and manages the fund’s assets with the goal of achieving the fund’s investment objectives, such as capital growth or income generation.
4. Performance tracking
Investors can track the performance of their investment through regular updates and reports provided by the fund manager.
How to invest in managed funds
Starting your investment in managed funds is straightforward, especially when guided by us.
- Identify your financial goals: Understanding whether you are investing for long-term growth, income, or a combination of both will guide your choice of fund.
- Evaluate risk tolerance: Reflect on your comfort level with risk, as this will determine the type of fund you should consider.
- Consult with APS advisors: Our financial experts can provide personalised advice, helping you select the fund that best matches your objectives and risk profile.
- Start investing: Begin with an amount that suits your financial situation. You can usually add to your investment over time or make regular contributions.
- Monitor your investment: Regular reviews with your advisor will ensure your investment continues to meet your expectations and adjusts to any changes in your financial circumstances or goals.
Benefits of managed funds
Investing in managed funds comes with several advantages that cater to both novice and experienced investors:
- Ease of investment: Managed funds simplify the investment process, making it easy for individuals to enter the investment markets without the need to make direct purchases of stocks or bonds.
- Diversification: One of the primary benefits of managed funds is the ability to spread investment risk across various assets, which can potentially smooth out returns and reduce the impact of volatility.
- Expert management: Fund managers are experienced professionals who apply their market expertise and strategic insight to grow the fund’s portfolio.
- Flexibility: Investors have the flexibility to choose from a variety of funds that match their risk tolerance and investment goals, from conservative fixed-income funds to more aggressive growth-oriented funds.
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Our Financial Planning Specialists
With over 25 years of experience each, Tim and Paul bring a wealth of knowledge and a personal touch to Financial Planning at APS. Tim launched our Financial Planning department in 2006 and is known for his simple, straightforward strategies that help clients maximise their financial assets. As a Certified Financial Planner (CFP), Life Risk Specialist (LRS) and Advanced Diploma holder, he also has extensive expertise in Government Superannuation funds and is often called upon to share his knowledge at seminars. Paul’s background spans wealth creation, cash flow management, retirement planning, Centrelink strategies, insurance, debt minimisation and superannuation. He has guided clients from all walks of life, from wealth accumulators to retirees, and takes pride in making financial advice clear, practical and supportive. Together, Tim and Paul take the time to listen, understand, and tailor strategies that give you clarity and confidence at every stage of life.
Types of managed funds
APS offers a diverse range of managed funds tailored to meet various investment strategies and financial goals:
- Equity funds: Targeted towards stocks, these funds aim for capital growth and are suited for those with a higher risk tolerance.
- Fixed income funds: Invest in government and corporate bonds; ideal for investors seeking steady income with lower risk.
- Balanced funds: Mix of equity and bond investments, offering a moderate risk profile and the potential for moderate growth.
- Index funds: Designed to replicate the performance of a specific financial market index, these funds offer transparency and typically lower management fees.
- Speciality funds: Focus on specific sectors or themes, such as technology, healthcare, or sustainable and ethical investments, allowing investors to align their investments with their personal values or sector-specific growth potential
Build your wealth with APS managed funds
Investing in managed funds through us offers a streamlined path to growing your wealth and achieving your financial aspirations. Our expertly managed portfolios are designed to maximise returns while aligning with your individual risk tolerance and financial goals.
Take the next step towards securing your financial future by exploring the potential of managed funds with us. With our comprehensive range of options and friendly support, we are committed to helping you navigate your investment journey with confidence. Contact us today to learn more about our managed funds and how we can tailor an investment strategy that fits your needs.
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Notices & downloads
| Financial services guide Timothy Foster and Paul Hatzigeorgiadis (PDF, 331KB) |
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Important information
APS Financial Planning Pty Ltd and its advisers are Authorised Representatives of Beryllium Advisers Pty Ltd ABN 30 646 510 769 AFSL 528250