by APS Benefits | Oct 30, 2022 | Financial Wellbeing
The festive season should be a time of joy and celebration, but for many, it is associated with financial stress. Whether you are spending money on gifts, Christmas parties, airfares, fuel to visit family and friends, or activities to entertain the kids, money always...
by APS Benefits | Oct 30, 2022 | Financial Wellbeing
A financial emergency can hit anyone at any time; natural disasters, medical bills, car accidents, redundancy, or a loss in the family. If you are prepared now, when the time comes, your wallet will be prepared for any unexpected turns. Create an emergency fund A...
by APS Benefits | Oct 3, 2022 | Financial Wellbeing
Receiving an inheritance should be a blessing, but for many, it is a burden. There is an added sense of stress surrounding the responsibility of receiving an inheritance and whether the funds need to be used in a certain way. It is an emotional time that can make...
by APS Benefits | Aug 31, 2022 | Financial Wellbeing
What is a holistic approach? A holistic approach to managing your personal finance involves taking a step back and looking at your finances as a big-picture. It brings together all the different elements of your financial life to create a strategy that allows...
by APS Benefits | Aug 31, 2022 | Financial Wellbeing
Teaching your kids how to save while they are young can be a life-changing experience. It is important for children to understand from a young age that money isn’t just for spending. When kids first start learning about money, they are often observing spending. They...
by APS Benefits | Aug 3, 2022 | Financial Wellbeing
Millions of Australians are hurting due to the increasing cost of living and rising interest rates. The 1.8% rise in prices in the June quarter pushed annual inflation to 6.1%. The price of groceries, bills and other essentials continues to rise. In an effort to...