by APS Benefits | Apr 3, 2023 | Financial Wellbeing
The cost of living crisis is becoming a major concern for many Australians, leading to a surge in personal debt levels. As Interest rates remain high and rental availability remains low, more and more people are struggling to make ends meet. Energy costs are also set...
by APS Benefits | Dec 13, 2022 | Financial Wellbeing
Did you blow your budget for the holiday season? It was a lot of fun at the time, but now you’re feeling a painful financial hangover rather than feeling financially fresh! The new year is the perfect time to start fresh and clean yourself of any holiday spending...
by APS Benefits | Dec 3, 2022 | Financial Wellbeing
Creating better money habits will help you to stress less about your finances now and into the future. As we move into a new year, it is a great time to form new habits and set yourself up for success! Here are four ways to create good money habits in 2023. 1. Track...
by APS Benefits | Oct 30, 2022 | Financial Wellbeing
The festive season should be a time of joy and celebration, but for many, it is associated with financial stress. Whether you are spending money on gifts, Christmas parties, airfares, fuel to visit family and friends, or activities to entertain the kids, money always...
by APS Benefits | Oct 30, 2022 | Financial Wellbeing
A financial emergency can hit anyone at any time; natural disasters, medical bills, car accidents, redundancy, or a loss in the family. If you are prepared now, when the time comes, your wallet will be prepared for any unexpected turns. Create an emergency fund A...
by APS Benefits | Oct 3, 2022 | Financial Wellbeing
Receiving an inheritance should be a blessing, but for many, it is a burden. There is an added sense of stress surrounding the responsibility of receiving an inheritance and whether the funds need to be used in a certain way. It is an emotional time that can make...