by APS Benefits | Oct 6, 2022 | Home Finance
First Home Buyers often get a rude shock when they realise the hidden costs associated with buying a home. Saving for a home deposit is the key expense, but what other hidden costs need to be considered? Stamp duty Outside of your deposit, stamp duty is likely to be...
by APS Benefits | Oct 3, 2022 | Financial Planning
There’s no magic formula for knowing when you will be ready to retire. Retirement is a major life change and needs to be a financial decision, but also a personal decision. Some people dream about retirement for decades, and others are nervous about what their life...
by APS Benefits | Oct 3, 2022 | Financial Wellbeing
Receiving an inheritance should be a blessing, but for many, it is a burden. There is an added sense of stress surrounding the responsibility of receiving an inheritance and whether the funds need to be used in a certain way. It is an emotional time that can make...
by APS Benefits | Sep 6, 2022 | Wills
Written by APS Wills & Estates Principal Lawyer Philip Lambourne According to Australian Broker, nearly half of Aussie homeowners don’t have a Will. Let’s face it, creating your Will isn’t usually considered an exciting project but it is one that will provide you...
by APS Benefits | Aug 31, 2022 | Financial Wellbeing
What is a holistic approach? A holistic approach to managing your personal finance involves taking a step back and looking at your finances as a big-picture. It brings together all the different elements of your financial life to create a strategy that allows...
