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Life is full of big moments, and we’re here to help you navigate them all. Whether you’re buying your first car, writing your first will, or planning for retirement, our friendly team is ready to support you every step of the way.

Supporting you through life’s big moments.

Life’s big moments come with big financial decisions, and that’s why we’re here. APS Benefits Group began over 120 years ago as a funeral benefit fund for public service workers (that’s where ‘APS’ comes from). Today, we’ve grown to support not just public servants, but all Australians – helping over 30,000 members nationwide with a peace of mind funeral benefit and more than 25 other financial services, including loans, super, tax, legal services, and financial advice. With a team of 20+ specialised experts working together, we provide seamless support across all areas of your financial life, so you and your family always have the guidance you need. And while we’ve grown, our commitment to genuine customer service and friendly support has never changed. Because, money can be messy but with the right team by your side, you’ll always have confidence in what lies ahead.

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Advantages of investing within a discretionary trust for Australian families

Funeral Benefits

As an APS member, you automatically receive a Funeral Benefit, giving you and your loved ones one less thing to worry about when you are no longer here. It’s our way of helping ease the financial burden so your family can focus on what matters most.

Choosing the right accountant

Loans

Whatever life has in store, we’re here to help with flexible loans to suit – whether it’s a Personal Loan, Car Loan, Caveat Loan, or Special Purpose Loan. If you’re eligible, we promise to make the process quick and easy.

Cryptocurrency Strategy

Term Investments

With fixed interest rates and no maintenance fees, reach your savings goals sooner with APS Term Investments. Enjoy fixed returns with 6, 12 and 24-month investment options. Plus, you’ll earn an extra 0.25% when you reinvest.

financial emergency

Legal Services

Make life’s big decisions with confidence, knowing APS Legal Services is here to guide you. From Estate Planning, Online Wills and Conveyancing to Leases, Trusts and Probate, our expert team will be by your side every step of the way.

Tax Structures

Tax & Accounting Services

Take the stress out of tax time with our expert tax and accounting services for both personal and business finances. Whether it’s Tax Returns, Accounting, Business Advice, Bookkeeping, or even Crypto Tax, we’re here to help you stay on top of it all.

transition to retirement

Retirement & Superannuation Services

Grow your super with smart, proven strategies, so you can enjoy the retirement you’ve worked hard for. Whether you need guidance on Superannuation, Self-Managed Super Funds or Salary Sacrifice, we’re here to help you make the most of what lies ahead.

super contributions

Finances & Wealth Services

Take control of your financial future with APS Financial Services. Whether you need expert advice on Financial Planning, Managed Funds, Income Protection, or Life Insurance, we’ll help you build a plan that gives you and your family security and peace of mind.

home deposit

Home Finance

Whether you’re buying your first property, purchasing your forever home, investing, or refinancing, our expert team is here to make home financing simple. Take advantage of our low home loan rates and dedicated mortgage broking service to find the right loan for you. 

 

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