


Access financial and legal advice with APS
Did you know that all APS members have access to financial and legal advice through their membership? APS Benefits are the experts in financial wellbeing with services including loans, tax and accounting, financial planning, investments, legal services and much more....
Is a variable or fixed home loan rate right for me?
There are so many things to consider when choosing between a variable or a fixed home loan rate. If you are making this important decision, here are some key considerations to keep in mind. What is the difference between fixed and variable rates? With a fixed home...
When is the right time to refinance your home loan?
Refinancing is the process of replacing your existing loan with a new one at a lower interest rate as a way of reducing your monthly payments. Many banks in Australia are now offering lower interest rates for new customers compared to current customers so you are...