At APS Benefits, you can find all of your financial and personal services in one place. We're here to help you in the good times and the bad.
If you have an investment property, it’s time to listen up! There are three key tax deductions that you should be considering carefully this tax time - repairs and maintenance, administration and depreciation.
Saving for a house deposit can take years of hard work but it isn’t impossible if you have the right plan in place. Today we are introducing you to Jonathan and Anthea, a young couple, who have set themselves up for success with APS Savings.
After receiving a significant inheritance, Frank and Jenny were keen to put their money into a high-interest account while they decided what they wanted to do with these funds. They decided to shop around for a safe place to invest so that they could earn interest in the meantime.
The current COVID-19 pandemic has prompted many Australians to think about their life planning and finances, with many APS members and clients choosing to take this time to update their Will and Power of Attorney.
When was the last time you looked at your will and decided whether it was still appropriate? For most Australians, updating their will is well overdue.
What will happen to your most cherished possessions when you pass away? The 3 myths about wills that could be preventing you from securing your financial future.
The First Home Loan Deposit Scheme (FHLDS) is now available to help eligible first home buyers purchase a home faster. What does that mean? With just a 5% deposit and no lenders’ mortgage insurance (LMI)... if you meet the criteria you could be saving tens of thousands of dollars and be able to buy your dream first home earlier than you might have thought!
We know that many Australians are feeling uneasy about low-interest rates. However, that doesn’t mean that your only option is to sit and wait for rates to improve. There are plenty of options when it comes to boosting your savings - some that will allow you to triple your savings potential this year.
So what can you do to change how young adults approach income protection? The first step is educating the next generation on the importance of income protection and it's never too early to start.
Today, the APS Benefits Group continues to offer funeral benefits and many other personal and financial products and services to over 30,000 members and clients Australia wide. Our services are available for everyone to use. Most of our members are current or former public servants, but family and friends are all welcome to join.
Are you or someone you know looking to retire in the next few years? If so, it is important to consider whether you are eligible for the Transition to Retirement Pension (TTR).
When it comes to super, every dollar counts. Many Australians don't realise that their employer's super contributions may not be enough to live a comfortable and financially secure lifestyle in retirement.
For most people, investing means either purchasing shares or investing in the property market. With these forms of investment, there are various risks with the most obvious one being the uncertainty of housing prices or the share market. If you are looking to invest in a high-interest term investment the power of compound interest can be very beneficial.
Now that is a question that most young Australians dwell on. There’s no doubt about it, buying a home nowadays seems impossible for most millennials. Although it’s a challenging time for first home buyers, it doesn’t need to be as daunting as you may think. Follow these steps and you’ll be on track to making the big purchase!