Welcome to APS!
We’re proud to welcome First Option Bank members into the APS family.
Supporting you through life’s big moments.
Special offers for First Option Bank members.
Enjoy 25% off APS online wills
As a valued First Option Bank client, you can enjoy 25% off when you create your online will with APS. It’s quick and easy to complete in just 30 minutes. Once submitted, our legal team will review your will within three business days to make sure everything is in order. Simply print and sign, and if you prefer not to store it at home, we offer secure storage in our Melbourne office at no extra cost. Simply use the code FOB25 at the checkout.
Get your tax return done for just $176
Take the stress out of tax time with our special $176 tax return service, just for clients of First Option Bank. Our friendly team will make sure you’re claiming everything you’re entitled to, so you can keep more in your pocket. For simple tax returns, we’ll have your return reviewed and finalised within two weeks. Simply mention that you are a FOB client when you chat with the team.
Explore other APS Services
Funeral Benefits
As an APS member, you automatically receive a Funeral Benefit, giving you and your loved ones one less thing to worry about when you are no longer here. It’s our way of helping ease the financial burden so your family can focus on what matters most.
Types of cover
Loans
Whatever life has in store, we’re here to help with flexible loans to suit – whether it’s a Personal Loan, Car Loan, Caveat Loan, or Special Purpose Loan. If you’re eligible, we promise to make the process quick and easy.
Popular Loan Options
Term Investments
With fixed interest rates and no maintenance fees, reach your savings goals sooner with APS Term Investments. Enjoy fixed returns with 6, 12 and 24-month investment options. Plus, you’ll earn an extra 0.25% when you reinvest.
Popular Investment Options
Legal Services
Make life’s big decisions with confidence, knowing APS Legal Services is here to guide you. From Estate Planning, Online Wills and Conveyancing to Leases, Trusts and Probate, our expert team will be by your side every step of the way.
Popular Services
Tax & Accounting Services
Take the stress out of tax time with our expert tax and accounting services for both personal and business finances. Whether it’s Tax Returns, Accounting, Business Advice, Bookkeeping, or even Crypto Tax, we’re here to help you stay on top of it all.
Popular Services
Retirement & Superannuation Services
Grow your super with smart, proven strategies, so you can enjoy the retirement you’ve worked hard for. Whether you need guidance on Superannuation, Self-Managed Super Funds or Salary Sacrifice, we’re here to help you make the most of what lies ahead.
Popular Services
Finances & Wealth Services
Take control of your financial future with APS Financial Services. Whether you need expert advice on Financial Planning, Managed Funds, Income Protection, or Life Insurance, we’ll help you build a plan that gives you and your family security and peace of mind.
Popular Services
Home Finance
Whether you’re buying your first property, purchasing your forever home, investing, or refinancing, our expert team is here to make home financing simple. Take advantage of our low home loan rates and dedicated mortgage broking service to find the right loan for you.
Popular Services
We’re here to help you
Reach us from 9:00am until 5:00pm weekdays